Product Development Strategy for Increasing Competitive Advantage at BMT Al-Huda Grabag

Authors

  • Arum Maesaroh Putri STAI Syubbanul Wathon, Magelang, Indonesia
  • Yeny Fitriyani STAI Syubbanul Wathon, Magelang, Indonesia
  • Fuad Yanuar AR STAI Syubbanul Wathon, Magelang, Indonesia
  • Purwanto STAI Syubbanul Wathon, Magelang, Indonesia

DOI:

https://doi.org/10.54045/mutanaqishah.v4i1.1555

Keywords:

BMT; Strategy; Product Development; SWOT

Abstract

The research aims to determine BMT Al-Huda Grabag's product development strategy. This research focuses on identifying internal and external elements and creating the right business strategy. Product development strategies are crucial to improving BMT's position and competitiveness. Internal factor identification results indicate that companies today have strengths such as satisfactory and quality services, structured financial services, e-commerce platforms that support UMKM, and cooperation with various parties. Internal factors that need to be more robust are limited human resources and incomplete information on digital platforms. Identification of external factors such as public ignorance of religion, inaccurate customer financial reports, and competition with renters and online loans are threats. This research will enhance understanding of product development and targeted strategies for improving the competitiveness of BMT using qualitative approaches and SWOT analysis. Furthermore, the research results are expected to provide new knowledge for similar research.

References

Abdilla, L. (2021). Mengkaji Pustaka (Literature Riview). Desain Penelitian Bisnis: Pendekatan Kuantitatif, 75–94. ss

Aisyah, S. (2021). Meningkatkan Keunggulan Bersaing ( Studi Kasus Pada KSPPS BMT NU Sejahtera Purwokerto ). http://repository.iainpurwokerto.ac.id/12055/

Andayaningsih, S., Nurinaya, & Marhumi, S. (2022). Analisis Keunggulan Bersaing Terhadap Kinerja Penjualan Pada PT . Wicaksana Overseas International . Tbk Cabang Gowa. 7(3), 540–548.

Cokrohadisumarto, widiyanto bin M., Sari, Y. I., & Hardiana, Y. (2020). Developing The Sustainability Model of BMTs : Empirical Approach. 13(1), 1–22.

Ginting, I. I. H., & Sudardjat, I. (2018). Analisis strategi pengembangan bmt (Baitul Maal Wat Tamwil) Di Kota Medan. 2, 672–684.

Khairan. (2020). Strategi Penanganan Pembiayaan Bermasalah Dengan Metode Reschedulling, Reconditioning dan Restructuring Pada Lembaga Keuangan Mikro Syariah Baitul Maal Wat Tamwil. Jurnal At-Tamwil: Kajian Ekonomi Syariah, 2(1), 1–22. https://doi.org/10.33367/at.v2i1.1109

Komariah, N., Saepudin, E., & Yusup, P. M. (2018). Pengembangan Desa Wisata Berbasis Kearifan Lokal. Jurnal Pariwisata Pesona, 3(2), 158–174. https://doi.org/10.26905/jpp.v3i2.2340

Kusumastuti, A., & Khoiron, A. M. (2019). Metode Penelitian Kualitatif.

Maryani, L., & Chaniago, H. (2019). Peran Strategi Bisnis Dalam Meningkatkan Keunggulan Bersaing di Industri Fashion. Jurnal Riset Bisnis Dan Investasi, 5(1), 48. https://doi.org/10.35697/jrbi.v5i1.1615

Mauludianah, Moh. Mukhsinin Syu’aibi, & Sukamto. (2019). Analisis Strategi Pemasaran Tabungan Mabrur Di Bank Syariah Mandiri KCP Pandaan Pasuruan. Malia (Terakreditasi), 10(2), 237–254. https://doi.org/10.35891/ml.v10i2.1450

Melina, F. (2020). Pembiayaan Murabahah di Baitul Maal Wat Tamwil (BMT). 3(November).

Mundir, A. (2016a). Strategi Pemasaran Jasa Pendidikan Madrasah. 7, 27–40.

Mundir, A. (2016b). Strategi Pengembangan Koperasi Jasa Keuangan Syariah. Malia, 7(2), 265–286.

Nugraha, S., & Wahdini, M. (2023). Strategi Pengembangan Produk Tabungan Santri Berdasarkan Analisis Swot (Studi Kasus Pada Bmt Khairul Ikhwan Martapura). Jurnal Istiqro, 9(1), 1–14. https://doi.org/10.30739/istiqro.v9i1.1968

Nurmawati, A., Zakaria, K. A., & Puspita, D. (2020). Survival UMKM Dalam Pengembangan Ekonomi Desa Pasca Pandemi Covid-19 di Desa Ngeni Kecamatan Wonotirto Kabupaten Blitar. Jurnal At-Tamwil, 4(2), 120–140.

Permana, S. H., & Adhiem, M. A. (2019). Strategi Pengembangn Baitul maal wattamwil Sebagai Sumber Pembiayaan Alternatif Bagi Usaha Mikro, Kecil, Dan Menengah. Strategi Pengembangan BaituMal Wattamwil, 24(2), 103–112. http://www.

Pranoto. (2024). Produk-Produk BMT Al-Huda. Arum Maesaroh Putri.

Primadona, Y., & Rafiqi, Y. (2019). Analisis Swot Pada Strategi Persaingan Usaha Minimarket Madina Purbaratu Kota Tasikmalaya. Jurnal Ekonomi Syariah, 4(1), 49–60. https://doi.org/10.37058/jes.v4i1.802

Purwanti, I. (2019). Strategi Kelompok Sadar Wisata Dalam Penguatan Desa Wisata. Jurnal Imu Sosial Dan Ilmu Politik, 8(3), 101–107. https://publikasi.unitri.ac.id/index.php/fisip/article/view/1792/1288

Sofian, A., Fitriyani, Y., & Pudail, M. (2023). Analisis Bauran Komunikasi Pada Layanan Pembiayaan di KSPPS Karisma Grabag dalam Meningkatkan Minat Nasabah. Jurnal Ilmiah Ekonomi Islam, 9(3), 4092–4100. http://dx.doi.org/10.29040/jiei.v9i3.10553

Sudjana, K., & Rizkison. (2021). Peran Baitul Mal Wat Tamwil dalam Mewujudkan Ekonomi Syariah yang Kompetitif. Economic : Jurnal Ekonomi Dan Hukum Islam, 12(01), 31–38. https://doi.org/10.59943/economic.v12i01.64

Wulandari, F. (2018). Strategi Pengembangan Produk BMT Hira Dalam Meningkatkan Keunggulan Bersaing. Repository.Usd.Ac.Id, 1–19. https://repository.unsri.ac.id/12539/

Downloads

Published

2024-06-04

How to Cite

Arum Maesaroh Putri, Yeny Fitriyani, Fuad Yanuar AR, & Purwanto. (2024). Product Development Strategy for Increasing Competitive Advantage at BMT Al-Huda Grabag. Mutanaqishah: Journal of Islamic Banking, 4(1), 24–35. https://doi.org/10.54045/mutanaqishah.v4i1.1555

Issue

Section

Articles