ANDA; AYU, Navirta; ZAHRA; DWI HARMOYO. Optimizing ZIS Funds in Islamic Banks: A Case Study of the Islamic Rural Bank in Yogyakarta. Mutanaqishah: Journal of Islamic Banking, [S. l.], v. 5, n. 2, p. 185–195, 2025. DOI: 10.54045/mutanaqishah.v5i2.2960. Disponível em: https://ejournal.iaingorontalo.ac.id/index.php/mut/article/view/2960. Acesso em: 30 aug. 2025.